Introduction
Here at MarketLink, we work with the Health Insurance Marketplace to help you get health coverage.
Marketplace coverage
Health insurance, on your terms.
Create an account to shop Marketplace plans, check subsidy eligibility, enroll in coverage, and manage your policy - all from one secure portal. MarketLink is a CMS EDE-approved partner.
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Prefer to enroll on HealthCare.gov? You can always visit the federal Marketplace directly at healthcare.gov. MarketLink is an Enhanced Direct Enrollment (EDE) partner approved by the Centers for Medicare & Medicaid Services.
Before you apply
What's the Health Insurance Marketplace?
The Marketplace is a health coverage service that helps you shop for and enroll in coverage that fits your needs and budget. The Marketplace can tell you if you qualify for an individual insurance plan with savings or whether you're eligible for free or low-cost coverage through Medicaid or the Children's Health Insurance Program (CHIP). The official Marketplace website is www.HealthCare.gov.
Are there benefits to getting health insurance through the Marketplace?
Marketplace coverage is the only way to get the premium tax credits to help lower your monthly premiums and out-of-pocket costs like deductibles and copayments. All Marketplace plans must cover the same set of essential health benefits, including preventive care, doctor's visits, prescriptions, hospital, and emergency services. No Marketplace plan can reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started. Learn more about what Marketplace plans must cover.
How do I apply for and enroll in coverage?
You can apply and enroll with us. We'll send your information to the Marketplace through HealthCare.gov and let you know the programs and savings you're eligible for. If any of your information changes, you can also update your application through us.
What if I'm eligible for Medicaid or CHIP?
If you fill out an application and learn that you're eligible for coverage through Medicaid or CHIP, the Marketplace will automatically send your information to the state agency that runs these programs. We'll give you an eligibility notice with more information.
How will I get notices?
Even if you enroll in coverage through MarketLink, you'll still get some information directly from the Marketplace. Look for letters in the mail from the Health Insurance Marketplace and emails from HealthCare.gov. It's important to read these letters and emails because they contain important information that you'll only get from the Marketplace. We can help you with any follow-up actions you may need to take, including requests from HealthCare.gov.
What if I'm redirected to HealthCare.gov?
We can help most people with their application and enrollment directly on our site. If we need to redirect you to HealthCare.gov to complete your application, we'll walk you through what to do and help you start to finish.